What is Ford Credit?

Car key & credit card on a signed contract


Ford Credit offers Winnipeg-area drivers like you to save big on the purchase or lease of an exciting new Ford car, truck, or SUV. What is Ford Credit? This flexible Ford finance program includes multiple options to suit the needs of a wide range of buyers, so you’re sure to find the plan that will work for you. Learn more about Ford Credit in this guide from the finance specialists at Capital Ford Winnipeg, and feel free to reach out to us if you have any questions.

Buying vs. Leasing

Whether you are planning to buy or lease, Ford Credit offers a variety of exciting plans for you to choose from. Review the available Ford finance and lease options below:


  • Standard Purchase: Offers flexible payment terms and allows you to customize your vehicle whenever you see fit. There are no mileage restrictions or wear/use charges, and with each payment, you make you will build equity, so your next Ford vehicle purchase will come at a lower price. New Ford models, used vehicles, and certified pre-owned models all qualify for the Standard Purchase plan.
  • Flex Buy: Offers a special payment plan with lower payments during the first few years. Flex Buy is only eligible with new vehicles, and there is only one term available.


  • Red Carpet Lease: There are a variety of terms available and up to seven mileage options offered with the Red Carpet Lease plan. Especially attractive is the Advance Payment Program which allows you to pay off all your lease payments in one lump sum that will typically be less money than the total of your monthly payments. When your lease contract is up you’ll have the opportunity to buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or drop the vehicle off at our Lease Return Headquarters.

What Are the Benefits of Ford Credit?

Now that we’ve answered the question “What is Ford Credit?”, you may be wondering what the benefits of Ford Credit are. Along with making your Selkirk area car leasing or buying experience as easy and hassle-free as possible, this Ford finance plan offers helpful resources such as personal assistance from Ford finance specialists who will work with you should you fall ill, have an accident, or require payment relief if you’ve become a victim of a natural disaster. That kind of support and customer care can add an extra level of peace of mind to your car buying or leasing experience.

Learn More About Your Ford Finance Options at Capital Ford Winnipeg

Whether you want a rugged work truck like the Ford F-150, a versatile off-road-ready SUV like the Ford Bronco, or a powerful muscle car like the Ford Mustang, there’s a Ford Credit plan for you. Make sure to check out our current new vehicle specials, then visit our dealership near Selkirkto get behind the wheel of your preferred Ford model today!

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